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Home / Scam Patterns / Arnaques au recouvrement (fraude de seconde phase)
§ — · Scam pattern

Les arnaques au recouvrement ciblent à nouveau les victimes de fraudes crypto,
comment les repérer, pourquoi CryptoLeek se distingue.

Les arnaques au recouvrement constituent la catégorie la plus cynique de ce domaine. Leurs auteurs ciblent spécifiquement les victimes de fraudes antérieures aux cryptomonnaies, sachant que ces victimes sont émotionnellement attachées à la récupération de leur perte initiale et donc vulnérables à une seconde extraction. Les escrocs au recouvrement collectent des coordonnées dans les bases de données publiques de signalement d'arnaques, dans les publications sur les réseaux sociaux et sur les forums consacrés au recouvrement, puis approchent les victimes sans sollicitation préalable, dans les jours ou les semaines qui suivent la perte initiale. Le schéma est uniforme : la reconnaissance est simple une fois que l'on sait quoi rechercher.

§ 01 · How this scam works

Contact arrives unsolicited shortly after you filed a scam report or posted publicly about your loss. The operator claims to be from a recovery firm, a regulator, a law-enforcement agency, or an exchange compliance team. They name-drop credentials: "FBI partner agency", "registered with the FCA", "Interpol cyber unit".

They tell you they've already started tracing your funds and have located them at an offshore exchange. To complete the recovery, they need an upfront retainer, court filing fees, or "asset-freeze deposit". The amount is calibrated to feel small relative to what they claim to have located — typically a few thousand dollars against a recovery promised in the high five or six figures.

Once the retainer is paid, communication degrades. Excuses about court delays, additional fees, regulatory hurdles. The operator continues to extract additional payments under various pretexts, until either you stop paying or you recognise the pattern. The "recovery" was never real; the contact was farming for a second extraction from the start.

Typical victim profile

Toute personne ayant déposé un signalement public d'arnaque ou publié sur les réseaux sociaux au sujet d'une perte en crypto. Les listes de contacts circulent entre les escrocs : dès lors que vous avez été victime une première fois, vous devenez une cible de grande valeur pour les propositions de « recouvrement ». Les opérateurs se coordonnent souvent : l'un mène la fraude initiale, un autre (parfois le même sous une identité différente) mène l'arnaque au recouvrement plusieurs mois plus tard.

§ 02 · Red flags to recognise

Signals victims and bystanders should know.

  • 01

    Cold contact from a "recovery specialist" you didn't reach out to

    Legitimate recovery firms don't cold-call. Regulators don't cold-call victims. Law enforcement don't cold-call to demand upfront fees. Any unsolicited contact offering recovery in exchange for upfront payment is the scam.

  • 02

    Name-drops major agencies without verifiable credentials

    "FBI partnered", "Interpol crypto unit", "FCA-authorised recovery specialist" — search the agency's official register. Real firms appear there; recovery scammers don't.

  • 03

    Unsolicited contact + no written scope before payment

    The defining marker is HOW the engagement is offered, not just whether payment is involved. Legitimate firms assess your case first, then issue a written scope of work with a fixed retainer you can review before paying anything. Scam operators cold-contact you, name-drop credentials they cannot substantiate, and demand "court filing fees" or "asset-freeze deposits" with no defined deliverables. If you cannot get a written, specific scope of work in advance, treat the offer as the extraction.

  • 04

    Asks for crypto payment specifically

    Recovery scammers often request payment in crypto (or via gift cards / wire transfers to obscure addresses) precisely because those payments are harder to dispute later.

  • 05

    Pressure to act immediately

    "The window is closing", "your funds will be moved tomorrow", "this opportunity expires". Manufactured urgency is engineered to prevent verification.

§ 03 · What to do if you've been hit

The first 24 hours matter most.

  1. 01

    Refuse any unsolicited recovery offer without a written, specific scope

    A real firm answers an inbound enquiry from you, assesses the case, then issues a written quote that lists exactly what the retainer buys (trace, evidence pack, exchange escalation, etc.). If you were cold-contacted and the offer skips that step, end the conversation regardless of how official the credentials sound.

  2. 02

    Verify any firm against their official register

    If they claim authorisation by FCA / SEC / ASIC / BaFin / MAS, search the regulator's public register for the firm name. Real firms appear; scammers don't. If they claim to be law enforcement, call the agency directly via a number from the agency's official website (not a number they provide).

  3. 03

    Report the contact to your national fraud-reporting centre

    IC3, Action Fraud, CAFC, ScamWatch, ASC. Recovery-scam reports are taken seriously because they target already-vulnerable victims; the FBI explicitly warns about this pattern.

  4. 04

    Engage CryptoLeek's free 24-hour case review for honest framing

    We operate on a no-upfront-fee, success-fee-only basis specifically because the legitimate model doesn't need upfront payments. The free review tells you honestly whether the original loss is recoverable, without asking for a cent.

§ 05 · Frequently asked

Questions victims of this pattern ask us most.

How can I tell if a recovery firm is legitimate? +
Legitimate recovery firms (1) do not cold-call victims; you reach out to them, (2) do not require upfront payment to assess your case, (3) appear on official registers if they claim authorisation, (4) publish their methodology and fee structure openly, (5) tell you honestly when a case is not recoverable rather than promising guaranteed returns. CryptoLeek meets each of these tests; check us against any of them.
Why is CryptoLeek different from a recovery scam? +
Our 24-hour case assessment is genuinely free; we don't ask for any payment until we've told you whether your case is recoverable and you've decided to engage us. If we accept the case, we issue a written scope of work with a flat investigation retainer — you see exactly what the fee covers and what you receive. Our editorial standards are public. Our broker registry is a verifiable structural moat. If we say "this case is not recoverable", we refer you to the appropriate regulator at no cost.
I already paid a recovery scammer. Can I recover that money? +
It's harder than the original-loss recovery because recovery-scam payments are often made in crypto or via gift cards specifically to obscure them. We will still trace where those payments went during the free case review, and we will tell you honestly whether further investigation is likely to produce results. We never charge to find out the answer.

Lost crypto to this pattern?
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§ 06 · Related glossary terms

The vocabulary this pattern uses.

Definitions of the terms that come up across this guide. Each links to the full glossary.

Arnaque à la récupération de fonds

Une escroquerie qui cible d'anciennes victimes de fraude aux cryptomonnaies en les contactant à froid avec des offres de « récupération » non sollicitées et en exigeant un paiement sans aucun périmètre de prestation écrit, sans jamais procéder à la moindre récupération réelle et en soutirant souvent des sommes supplémentaires sur plusieurs étapes.

Read full definition →
Compliance hold (vs withdrawal-block extortion)

Un véritable gel de conformité (compliance hold) est un blocage de fonds imposé par le régulateur au sein d'un exchange pendant une vérification AML/KYC, prélevé sur le solde existant sans qu'aucun paiement ne soit exigé de l'utilisateur ; une extorsion par blocage de retrait est un faux gel qui exige que l'utilisateur paie des frais supplémentaires avant tout déblocage.

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Withdrawal-block extortion

Le schéma d'extraction de second niveau dans lequel une plateforme de trading frauduleuse refuse de débloquer les fonds « gagnés » par la victime tant que celle-ci n'a pas payé des frais de plus en plus élevés : régularisation fiscale, vérification AML, montée en gamme du compte, dont aucun ne débloque quoi que ce soit.

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Evidence pack

Le dossier structuré qu'un cabinet d'investigation constitue pour une affaire de récupération : traçage des empreintes de transactions (transaction-hash), analyse des grappes de wallets, attribution des contreparties, captures d'écran et communications à l'appui, et une recommandation de parcours de récupération, le tout présenté selon les normes qu'un régulateur ou un tribunal acceptera.

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Wallet clustering

Technique d'analyse forensique on-chain qui regroupe plusieurs adresses de cryptomonnaies en "clusters" présumés contrôlés par un même opérateur, à partir d'heuristiques d'entrées partagées, de schémas de dépense communs et d'empreintes comportementales.

Read full definition →